Privacy Notice

In connection with your transaction with us, Horace Nissan Hyundai may acquire non-public personal information about you as described in this notice, which we will handle as stated in this notice.

1. We may acquire non-public personal information about you from the following sources:
   1. Information on your credit application and on other documents you give us.
   2. Information about your transaction with us.
   3. Information we receive from a consumer-reporting agency (credit bureau).

2. We will not disclose such information to third parties (without further notice to you), except when permitted or required by law.

3. For example, some of the permitted reasons we may disclose such information to third parties without further notice to you include:
   1. When required in connection with your transaction, such as, the submission of credit data to prospective lenders, or the submission of vehicle ownership data to manufacturers for warranty registration purposes.
   2. When needed to meet legal requirements, such as, the submission of title and registration information to Motor Vehicle Departments, or providing information when requested by other government and law enforcement agencies.

4. We may also disclose such information to third parties who perform services, including marketing services, on our behalf, or to other financial institutions with which we have joint marketing agreements. For example, such services may include promotional mailings or customer satisfaction follow-up. In such cases, further disclosure of such information by such third parties will be restricted by our agreements with them.

5. Information we maintain may be included in both physical and electronic records. Such records belong to us. We limit access to such information and records to authorized personnel acting in the course of their duties. We maintain physical, electromic, and procedural safeguards that comply with federal regulations to guard non-public personal information.